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Insurance Committee

Charter: To assist and advise the Misquamicut Fire District Board of Officers on the Insurance for the Misquamicut Fire District. Areas should include;

  1. Ensure that policies are maintained current, provide the protection that is needed for the Misquamicut Fire District and are being provided at a fair and reasonable cost. Perform annual review of policies, provide recommendations regarding coverages and renewals.
  2. Maintain organized files for each insurance policy.
  3. Assist with claims processing as requested.
  4. Review District vendors/contractors and provide recommendations for obtaining Certificates of Insurance.

Committee Members: Appointed by the District Moderator upon recommendations from District Board Members. The Insurance Committee will consist of the following individuals:

Reports to: District Board of Officers


  1. Provide periodic reports (at least annually) for District Board of Officers regarding insurance status.
  2. Provide recommendations for District Board of Officers review.

Near Term Work:

  1. Truck Replacement Value
  2. Building Content Value
  3. Beach Liability Limits